President and General Manager of CSI Group in Oklahoma City, OK, a licensed PI, he has over 30 years experience locating & recovering missing people & assets. He is an internationally recognized leader in the Training & Recovery Industry.

Terry is presently the Director of Compliance for Reynolds & Reynolds. From 1990 - 2006, Terry was employed by the Office of the Attorney General, State of Florida, where he investigated & prosecuted automobile dealer cases.

Operations Manager for Cavenaugh Auto Group she has been in the buy here pay here business since 1993. Fran has developed a proprietary credit scoring system and is considered one of the nation’s leading collectors.

Somir Paul has thirty years of experience in the start up and management of businesses. He is Founder and Partner of Woodlands Financial Services - a regional auto-finance company that has been successfully serving independents since 1993.

A partner in the Maryland office of the law firm of Hudson Cook, LLP, Mr. Dodge was admitted to the Maryland bar in 1999 and practices exclusively in the area of consumer credit compliance & frequently contributes articles to CARLAW® and HouseLaw®.

President of Subprime Analytics which provides state-of-the-art electronic subprime portfolio credit loss analysis. Mr. Shilson is a Principal in Shilson, Goldberg, Cheung, & Assoc, CPA’s, and the Founder & President of NABD.

Mr. Hudson has practiced consumer financial services law since 1973 & focused his practice on matters relating to vehicle financing & leasing. Partner & chair of the California, Connecticut, DC, NY, Virginia & Maryland law firm Hudson Cook, LLP.

VP CNAC Franchise Operations, headquartered in Carmel, IN. Currently, she travels to the various locations and reviews their CNAC operations and also conducts collection training classes for CNAC employees.

Jennifer French is Assistant Vice President of Product Innovation in Equifax’s Marketing Group. She is responsible for product management of Equifax’s Credit File called ACRO (Automated Credit Reporting Online), and for the development of new products and services from the credit file.

Mr. Potter has over 20 years of financial experience including direct consumer lending, indirect and direct sub-prime automotive finance, mortgage lending, commercial lending, asset backed portfolio analysis, program marketing, program development, and sales finance acquisition.