President and General Manager of CSI Group in Oklahoma City, OK, a licensed PI, he has over 30 years experience locating & recovering missing people & assets. He is an internationally recognized leader in the Training & Recovery Industry.

Vice President of CNAC Franchise Operations, headquartered in Carmel, Indiana. Currently she travels to the various company locations and reviews their CNAC operations. She also conducts collection training classes for CNAC employees.

Operations Manager for Cavenaugh Auto Group she has been in the buy here pay here business since 1993. Fran has developed a proprietary credit scoring system and is considered one of the nation’s leading collectors.

Somir Paul has thirty years of experience in the start up and management of businesses. He is Founder and Partner of Woodlands Financial Services - a regional auto-finance company that has been successfully serving independents since 1993.

President of Subprime Analytics which provides state-of-the-art electronic subprime portfolio credit loss analysis. Mr. Shilson is a Principal in Shilson, Goldberg, Cheung, & Assoc, CPA’s, and the Founder & President of NABD.

Mr. Hudson has practiced consumer financial services law since 1973 & focused his practice on matters relating to vehicle financing & leasing. Partner & chair of the California, Connecticut, DC, NY, Virginia & Maryland law firm Hudson Cook, LLP.

Mr. Potter has over 20 years of financial experience including direct consumer lending, indirect and direct sub-prime automotive finance, mortgage lending, commercial lending, asset backed portfolio analysis, program marketing, program development, and sales finance acquisition.