Buy Here, Pay Here Industry Resources

Please Click on a Category to view related Sponsors
AuctionBHPH Underwriting SolutionsCapital - Floor PlansCapital - Lines of CreditCapital - NotesCertified Public AccountantsCollateral Protection InsuranceComplianceCredit ScoringDealer EducationDealer Management SoftwareLead ManagementLease Program ManagementLoan ServicingOnline Portfolio MarketplaceOtherPayment Devices / GPSPayment SolutionsPortfolio AnalysisRecoveriesReinsurance / InsuranceTax PreparationTrade PublicationTwenty GroupsAdvertising / Marketing


Advertising / Marketing

BlueSky Marketing

Blue Sky is dedicated to providing innovative lead generation and conversion tools designed to increase car sales with consistent, measurable results. Solutions for new car, used car & BHPH can be customized to fit the needs of any dealership. Launch your profits skyward with blueSky, the clear choice for auto leads.

Platinum Plus Sponsor
Autotrader is changing the way car dealers, manufacturers and individuals think about buying and selling cars, because we believe in matching the right cars to the right drivers.

Manheim is North America’s leading provider of vehicle remarketing services,connecting buyers and sellers of Used vehicles to the largest wholesale Used vehicle marketplace.

ACV Auctions

ACV Auctions saves money, extends your network of dealers and streamlines the wholesale process - leaving more time for your customers. It is designed to ensure there are no surprises through impartial, comprehensive condition reports. The full-service platform includes payments, titles, transportation and arbitration. Signup is quick, painless and free.

Carolina Auto Auction Inc.
Silver Sponsor
Greater Mishawaka Auto Auction

 Greater Mishawaka Auto Auction has been helping leading auto dealers throughout the Midwest be even more successful for nearly 35 years. We believe that everyone should be treated equal regardless of size. That’s why all of our dealers, large and small enjoy significant value and substantial benefits when partnering with GMAA. 

BHPH Underwriting Solutions


 AutoZoom, the BHPH industry’s best and most affordable underwriting guide and the only online BHPH Risk-Management SaaS in America today, incorporates both BHPH Analytics and custom-fit Scoring Models. For dealerships this means more sales, greater control of default rate and repossession frequency, better collateral recovery economics, and improved bad debt ratios.

Capital - Floor Plans


PrimaLend Capital is a privately owned commercial lender, providing no-hassle revolving lines of credit and inventory floor plans to independent auto dealers and finance companies nationwide.

Platinum Plus Sponsor
NextGear Capital is the most comprehensive and innovative provider of lending products for vehicle dealers and auctions. With pioneering technology, NextGear Capital empowers dealers to floor plan vehicles from anywhere, at any time. NextGear Capital lines of credit can be used for a variety of purchases - Retail, Wholesale, Salvage and Specialty.
Capital - Lines of Credit


PrimaLend Capital is a privately owned commercial lender, providing no-hassle revolving lines of credit and inventory floor plans to independent auto dealers and finance companies nationwide.

Capital - Notes

Car Financial

CAR Financial is dedicated to serving the individual needs of automotive dealers and automotive non-prime financial organizations. With more than 25 years of proven experience behind us, you can be sure that CAR Financial will be here, providing a stable source of funding and reliable service today and tomorrow.

SDA is a nationwide provider of capital to the BHPH industry.  Founded in 1990 in Atlanta Georgia, the Team has assisted thousands of dealers in maximizing their bottom line.  SDA specializes in developing and offering unique funding programs for all sizes of BHPH Dealers through the US.  The company provides capital and lets the dealer continue to collect and keep their customers.  SDA offers Capital programs that accelerate growth, optimize cash flows, and build Dealer wealth. For more information, please visit

United Acceptance, Inc.

United Acceptance, Inc. provides capital and servicing solutions to automobile BHPH dealerships. Its mission is to be a strong financial partner for used car dealerships, allowing them to accelerate profits through the sale of their receivables.  We offer a Strip Payment Advance and a Bulk Purchase Program.

Certified Public Accountants


CLA exists to create opportunities — for our clients, our people, and our communities. We do it by living the CLA Promise: We promise to know you and help you.

We are dedicated to building an inclusive culture that thrives on different beliefs and perspectives. By welcoming and respecting our clients and each other, we can all experience success. Watch this short video to learn about our unique commitment to those we serve.

Gold Sponsor
SGC Accounting
Since 1985, SGC has served the subprime industry throughout the nation with a special emphasis on used car operations and buy here, pay here. Today, clients include more than 500 of the nation's largest and most profitable automotive dealers and finance companies. As a full- service accounting firm, SGC strives to provide business solutions to clients rather than merely tax or financial compliance.
Collateral Protection Insurance
Gold Sponsor


USA ELT services Banks, Credit Unions and Independent Dealers nationwide in storing and servicing their electronic liens and titles. Our unique double authentication security and our easy to utilize one click system makes us the preferred ELT provider throughout the country. Register today by logging on to


AutoZoom periodically engages large and well known legal firms to test for federal compliance related to its scoring models. Therefore, our clients are able to use AutoZoom in order to demonstrate to regulators that they are not systematically violating the nine protected classes, nor creating any disparate impact situations relating to their company’s BHPH underwriting practices.

Credit Scoring
Platinum Sponsor
The Work Number®, from Equifax Verification Services, provides rapid, online delivery of employment and income information from the most accurate source: the employer. Our data can help you pinpoint fraud and reduce risk at funding, monitor for employment changes that can lead to delinquency and improve collection and recovery efforts.
Dealer Education
Gold Sponsor
NIADA, established in 1946, represents the used motor vehicle industry. The Association offers legislative, education & training and marketing resources to dealers so that they can run successful, profitable dealerships, and brings together industry vendors and dealers to forge relationships that develop into new business and continued growth.
Dealer Management Software
Platinum Plus Sponsor
Auto Master
Since 1987, Auto Master Systems (AMS) has been the top Buy-Here Pay-Here and indirect finance software for BHPH, Sub-Prime, and Non-Prime lending. AMS is a complete DMS system with an open platform for integrations with accounting, merchants, GPS companies, internet and much more. Please go to for more information.
Gold Sponsor
ABC of America / Deal Pack
Advanced Business Computers of America, Inc. (ABCoA) has provided software solutions to the used car industry since 1983. Its leading Dealer Management Software, Deal Pack, provides fully integrated sales, leasing, finance, and service with real-time accounting! Other features include Online Payments, a Collection AutoDialer, Mobile Dashboards, Subprime Analytics, and Multiple-Branch Accounting with consolidated financials. Visit our booth for a demo and more information!
Silver Sponsor
Micro 21

Micro 21 is your Dealer Software Solution! 1-800-647-1121 Micro 21 has been providing proven easy to use software since 1974.  Finance-Lease, Buy Here / Pay Here, Lease Here / Pay Here, Non-Prime Finance, Inventory, Valuations, Electronic Forms, Lenders, Credit Bureau Access, Credit Bureau Reporting, Accounting, Payment Portals, Credit Application Portals, Web-Sites, Vehicle History Reports, Integrations.  Software that REALLY works.

Lead Management

AutoRaptor CRM gives dealers features, like automated action plans, texting, license scanner, activity reports, and third-party integrations, to improve their sales team’s effectiveness and to focus on high probability leads. Our Support Team is one of the best in the industry, providing dealers with an added value they didn’t even realize they needed!
Silver Sponsor
Your Name Here

Does your business offer this service?  Contact NABD at 832-767-4759 to place your company profile here.

Lease Program Management
Silver Sponsor
Imagine if you woke-up tomorrow morning and your competitor across the street had 3 year old, 50,000 mile cars for the same payment as your 6 year old, 100,000 mile cars!
Loan Servicing


"Crediauto is a leading auto financing company that provides automotive dealers a competitive program to finance nonprime car buyers, including those excluded from the American credit system, and has particular expertise on the Latino market. Crediauto has vanguard receivables origination technology, as well as a highly specialized servicing platform

Silver Sponsor
SkyLight Loan Servicing System is the latest SaaS solution providing detailed loan management accessible from ANYWHERE, ANYTIME. Multi-location/portfolio capable, SkyLight is specifically designed for the challenges of loan purchasing from multiple sources, singly, bulk, discounted, recourse, originated or seasoned. Illuminate Your Business from purchasing to collections with SkyLight. Call Today!
Silver Sponsor
Pivot Rock Solutions
Pivot Rock allows dealers to achieve improved cash flow, lower charge-offs, higher portfolio purchase rates, less stress and increased compliance by outsourcing their collections. We handle every aspect of collections from welcome calls to repossession. Can your portfolio perform better than you ever thought possible?
Online Portfolio Marketplace


AGORA’s online marketplace enables dealers and finance companies to buy and sell auto loan portfolios without the need for brokers and their expensive fees. AGORA utilizes a powerful search engine, sophisticated models and bidding platform allowing you to do bid comparisons so you get the highest price for your loans.

Platinum Plus Sponsor
Auto Zone
Gold Sponsor
Americian Risk Services
Silver Sponsor
Silver Sponsor
Mobile trac
Silver Sponsor
TCN is the leader in Web based Call Center Technology with predictive dialing and interactive voice messaging. TCN’s call-center technologies are entirely web-based and available on-demand. There are Zero start-up costs and clients pay only pennies per minute – and only for those minutes actually used.
Payment Devices / GPS
Platinum Plus Sponsor
GoldStar GPS

Spireon, Inc. is North America’s leading connected vehicle intelligence company, providing businesses and consumers with powerful insights to track, manage and protect their most valuable mobile assets. Spireon's award-winning NSpire platform supports nearly 4 million active subscribers across the growing suite of products for new and used car dealers, lenders, and financial institutions. 

Platinum Plus Sponsor

PassTime is a leading provider of GPS Solutions and has been in business for more than 25 years. PassTime’s GPS telematics products help connect vehicles and protect assets for automotive and powersports industries including auto dealers, auto finance companies, fleet transportation providers and consumers. The company prides itself on high-quality, reliable products and unmatched customer support.

Gold Sponsor

From founders that are credited for pioneering/mainstreaming GPS telematics into vehicle finance. SareKon's application, hardware, and innovative platform features were developed to provide Finance companies/Buy-Here-Pay-Here dealers with an unmatched reliability and consistency when implementing GPS technology for portfolio protection. With an emphasis on continuous development, superior evolution, and a foundation that revolves around the voice of the customer, SareKon takes pride in leading the way.

Gold Sponsor

CalAmp (Nasdaq:CAMP) is a telematics pioneer providing software applications, cloud services and intelligent devices with 20+ million telematics products installed globally.

 CalAmp LenderOutlook™, a GPS solution for vehicle finance companies and Buy-Here-Pay-Here dealers, combines industry leading hardware with easy-to-use software, helping you protect your loan portfolio and increase profitability.

Gold Sponsor
CallPassTech LLC
iGotcha GPS, powered by CallPass Tech, has been providing world class GPS Solutions since 2007. Combining superior hardware, Cloud Based software applications and partnered with country’s two largest network providers resulting in unmatched collateral protection. Exceeding dealer and finance company expectations while increasing profits and protecting assets.

Gold Sponsor
IMETRIK is the only GPS global provider serving the subprime industry with 3.5G technology, with no renewal fees. This automotive financing solution is a powerful and efficient tool for Buy-Here Pay-Here (BHPH) car dealers, car credit companies and lenders wishing to experience more on-time payments, fewer repossessions and greater profits.
Silver Sponsor
GPS Leaders

GPS Leaders, are experts in risk mitigation, increasing profits, and a one stop shop for BHPH Dealerships (Low Cost Vehicle Recovery Solutions) New Car Franchises (Unmatched Customer Retention Program) Auto Finance Lenders & Credit Unions (Find Impounded Vehicles within 4 Hours) Motorsports (Compact, Durable, Weather Resistant) call us today.

Silver Sponsor
Peak GPS

Peak GPS is the value leader in GPS Fleet Tracking. They are smaller and leaner and are able to offer unparalleled performance for an unheard of price with Free Hardware, No Contracts and ultra-affordable Monthly all with local US Support.

Payment Solutions

REPAY – Realtime Electronic Payments

REPAY is the premier payment processing provider for the auto finance industry. The REPAY platform provides direct integration to core systems and access to card/ACH processing, white-labeled consumer-facing payment portals, and phone/text pay. Using the most secure, compliant and advanced technology available, REPAY simplifies payments for businesses and their customers.

PaymentVision is driving the industry as a biller direct, PCI-compliant electronic payment gateway leader. PaymentVision offers you the ability to accept ACH, credit or debit card payments via in-person, phone or online.
Gold Sponsor
Pay Near Me
PayNearMe is the cash transaction network that makes it easy for BHPH dealers to get paid, enabling customers to quickly and easily make cash payments at more than 6,600 participating 7-Eleven stores nationwide.
Portfolio Analysis



AutoZoom, the BHPH industry’s best and most affordable underwriting guide and the only online BHPH Risk-Management SaaS in America today, incorporates both BHPH Analytics and custom-fit Scoring Models. For dealerships this means more sales, greater control of default rate and repossession frequency, better collateral recovery economics, and improved bad debt ratios.



Platinum Sponsor
Subprime Analytics
Subprime Analytics utilizes state-of-the-art data mining and extraction technology in order to identify loss trends and areas for underwriting improvement. This product enables us to "drill down" into your portfolio data to evaluate your underwriting practices, the vehicles you are selling, and the customers who are buying your vehicles.

Dezba Asset Recovery

 Dezba Asset Recovery, Inc a bonded, licensed and insured New York repossession company serving lenders since 2003. We have become one of the largest repossessions companies in the tri-state area. With a substantial list of satisfied prime, and sub-prime lenders. We utilize license plate recognition technology to recover your asset quickly and safely.

Gold Sponsor
CSI Eagle Group XX

EAGLE GROUP XX    Address  2519 NW 23rd  Street Suite 204   Oklahoma City OK 73107  Contact  Ron L. Brown

Telephone 800-411-1844   Fax 405-942-4153   Website  Email adddress

Reinsurance / Insurance
Platinum Sponsor
Gold Sponsor
Berkshire Risk Services
Tax Preparation
Platinum Plus Sponsor
Tax Max
TaxMax offers a marketing program which gives dealerships the ability to sell a car in October, November and December using our 4th Quarter Program. We also allow a dealer to convert a customer’s W2 into cash for down payments or to catch up on past due receivables in January and February.
Trade Publication

Buy-Here, Pay-Here Dealer{%22issue_id%22:%22543256%22,%22page%22:0}

• BHPH DEALER is the official bi-monthly publication targeted specifically for BHPH dealers nationwide.

• BHPH DEALER is a bi-monthly publication published on the even months of the year.

• BHPH DEALER is distributed to 10,400+ targeted BHPH dealers of NIADA, NABD, as well as all of the NIADA     BHPH Dealer 20 Group members.

• BHPH DEALER MAGAZINE CONTENT provides used vehicle professionals with timely, informative industry     news, analysis and expert advice empowering BHPH dealers with the knowledge and expertise necessary to operate  their businesses more profitably and efficiently.


To advertise contact NABD at 832-767-4759

Twenty Groups